{"id":69868,"date":"2021-09-15T13:31:58","date_gmt":"2021-09-15T12:31:58","guid":{"rendered":"https:\/\/buzznigeria.com\/?p=69868"},"modified":"2023-11-03T06:51:21","modified_gmt":"2023-11-03T05:51:21","slug":"how-to-borrow-money-from-access-bank-the-loan-requirements-and-the-code-to-use","status":"publish","type":"post","link":"https:\/\/buzznigeria.com\/how-to-borrow-money-from-access-bank-the-loan-requirements-and-the-code-to-use\/","title":{"rendered":"How to Borrow Money from Access Bank, the Loan Requirements and the Code to Use"},"content":{"rendered":"

To borrow money or secure a loan from Access Bank, dial *901*11# or *426*11# and follow the prompt. There are other ways to borrow money which include internet banking, mobile app, and visit to the bank.<\/strong><\/p>\n

Historically, one reason why banks were created was to provide loans. In this vain, Access Bank has fashioned different ways to provide loans to the public. As the bank’s strength grew, people have been able to take out much bigger loans. These loans come in different forms for different people. There are cash-backed loans, creative sector loans, device finance, payday loans, advance for school fees loans, N Power loans, and salary advance loans.<\/p>\n

While borrowing from Access Bank is possible, one can only be eligible when they meet some terms and conditions of the bank. The bank offers many of these loans without collateral but with interest, which is determined by the type of loan scheme you opt for.<\/p>\n

How to Borrow Money from Access Bank<\/strong><\/h2>\n

To borrow money from Access Bank, depending on the type of loan you want, you can do that using your mobile phone, walking to any branch of Access Bank, or filling a form on the official website of the Bank. Access Bank has different packages when it comes to loans. These packages require different methods of application.<\/p>\n

However, the fastest and easiest way to get a loan from the Bank is through the use of the *901*11# USSD code or *426*11#. Alternatively, one can access it through Whatsapp Banking, Access Mobile App, and QuickBucks App.<\/p>\n

Access Bank Quick Loan Code<\/strong><\/h2>\n

The Access Bank quick loan code is *901*11#. This code is available to all Access Bank customers and can be used to apply for a payday loan. The process of applying for a loan using this code is simple and straightforward. To get started, dial *901# on the phone number linked to your Access Bank account and follow the prompt.<\/p>\n

How to Get Loan from Access Bank<\/strong><\/h2>\n

To get a loan from Access Bank, there are several options available. You can apply for a personal loan which is designed to help you achieve your future plans. The loan amount can be up to 75% of your net annual salary (for applicants with terminal benefit) or up to 50% of your net annual salary (for applicants without terminal benefit). The tenure for the loan can be up to 36 months and credit life insurance is included. To apply for a personal loan, you will need to fill out an application form, provide an employee status inquiry\/employer’s confirmation form, and submit evidence of confirmation (letter of confirmation, last promotion letter, etc.). You will also need to provide a copy of your employment ID and valid means of identification. BVN credit checks and a letter of lien\/set off will also be required.<\/p>\n

Alternatively, you can opt for a\u00a0payday loan\u00a0which provides instant access to funds. You can apply for this type of loan by dialing *901*11#, *426*11# or via Internet Banking, WhatsApp Banking, Access Mobile App and QuickBucks App.<\/p>\n

How to Borrow Money from Access Bank with USSD Code\u00a0\u00a0<\/strong><\/h2>\n

To borrow money from Access Bank in Nigeria with USSD code, you can use the USSD code *901*11#. Here are the steps to follow:<\/p>\n