How To Check Access Bank Account Balance With Code or SMS

Access Bank, founded in 1989 and later merged with Diamond Bank in 2018, gives its customers various ways to gain access to their accounts and make transactions without walking into any banking hall. Among the many things Access Bank customers can do away from the bank and on their phones is to check their account balance using either the *901# USSD code, mobile app, internet banking, ATM, and so on.

Checking your account balance is very important for every customer. This reason is not far-fetched from the fact that it allows for customers to track their finances, notice mistakes from the bank if there are any, identify if there’s fraudulent activity, and know when there are any missed automatic payments, among others. Get to know the many ways to check your Access Bank account balance.

What is the Access Bank code to check balance?

The Access Bank code for checking your account balance is *901#

How To Check Your Account Balance Using The *901# USSD Code

  • Dial *901# on your phone number linked to the account
  • Enter 5 and press send
  • Wait for an SMS from Access Bank with your account balance

Alternatively, you can dial *901*5# and press send. It is worthy of note that before you gain access to this service, you’ll have to activate Access Bank mobile banking or USSD service. To do that, here are the steps to follow

How To Activate Access Bank Mobile Banking

  • Dial *901# using a line registered to your account
  • Select the number that gives the option to Register
  • You’ll need to enter the last 4 digits of your ATM card
  • Create a PIN
Access Bank
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How To Check Your Account Balance Through SMS

  • Open your SMS App from the mobile phone linked to your account
  • Type BAL alongside your account number and press send (Example: BAL 1234567890)
  • Send to 08160000612
  • You’ll receive an SMS containing your account balance

Steps To Checking Your Access Bank Account Balance Online

Follow the steps below to check your account balance online.

  • Click on this link to take you to the Access Bank page
  • At the top right-hand side of the page, click on Internet Banking
  • Click on Individual or Business
  • Enter your online banking username and click on continue
  • Type in your password and click on login or sign in
  • Navigate to accounts and check your balance

If you are new to using the online platform, you can follow the steps below:

  • Click on the Sign-Up button
  • Enter your account number
  • Choose the type of account
  • You’ll receive an email and SMS with a unique code
  • Submit the code correctly
  • You’ll be redirected to a page where you can choose your preferred internet banking ID
  • Accept the terms and conditions of the bank
  • Click on submit
  • You’ll receive a mail
  • You can log in and start using the channel

Mobile App for Account Balance Checking

  • Download the Access Bank mobile app on any Android, iOS, or Blackberry device
  • Enter your username and password to continue
  • Your account balance will automatically appear on your dashboard

If you are a new user of the app, you can follow the processes below

  • Download the App
  • Sign up by providing a username and creating a password
  • You may need other details such as an account number and email address

How To Check Access Bank Account Balance Using ATM

  • Visit any ATM (of any bank)
  • Insert your ATM card
  • Enter PIN
  • Click on inquiry
  • Select account type (whether savings of current)
  • Your account details will display on the screen
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Contacting Customer Service or Visiting Any Access Bank Branch To Get Your Account Balance

Access Bank
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There are many branches of Access Bank across the states in Nigeria. You can visit any of them to get your account balance. However, you’ll need to provide details such as full name, date of birth, account number, and other proof of ownership of the account.

In the same vein, you can contact the bank’s customer center for help with your account balance or any other inquiry about your account or the bank. You can contact Access Bank using any of the following mediums:

  • +234 1- 2712005-7
  • +234 1-2802500
  • 07003000000 (self-service center)
  • 01-2273007 (for Mobile Pin Activation)
  • Send an email to: [email protected]
  • Use social media platforms such as Facebook @AccessBankPlc, Twitter @accessbank_help and Instagram @myacessbank

If you choose to use the self-service center, you’ll go through the following processes

  • Dial 07003000000 and follow the voice prompt
  • Press 1 for the account balance option
  • Insert your ATM card number followed by #
  • Follow the voice and enter your 4 digit self-service code
  • This is the code sent to you when activating mobile banking
  • You’ll receive your account balance afterward

Frequently Asked Questions (FAQs) About Checking Access Bank Account Balance

1. Who Can Check Access Bank Account Balance?

All customers of the bank can check their account balance using any of the mediums as given above. However, you have to register your line and link to your account to use the USSD. Also, you need to have an internet connection to use the online platform.

2. Can I Use This Service When I Am Overseas?

Yes, you can check your account balance from anywhere in the world. However, to use the USSD, you have to have an active roaming service.

3. Is It Free To Check Your Access Bank Account Balance?

A 5 Naira fee is charged when you send an SMS while N6.98 VAT is needed for USSD by your network provider. Also, for balance inquiries and other inquiries, there is a charge fee of N10.

4. What Happens If My Access Bank Account Balance Does Not Show?

If you use the USSD, it means that your phone number may have been blacklisted. You can contact the bank’s customer center to get help whether it is a USSD problem, mobile app, or online platform you’re using to check your balance.

4. How Can I Check My Access Bank Account Balance Using Diamond-Access Bank Account?

If your account was previously a Diamond Bank account, you can use the same code of *901*00# to check your account balance. Alternatively, you can follow this process

  • Dial *710#
  • Select 1 (check account balance)
  • Enter PIN and send
  • Your balance will display
  • Alternatively, you can dial *710*556*pin#


  • Dial *426#
  • Press 1 (check account balance)
  • Enter PIN and send

5. Will I Be Able to Check My Access Bank Account Balance If I Have More Than One Account?

Yes, whatever medium you use, there is always an option to enter your account number. You can enter your desired account number if you’re using the USSD code, after *901*00#, there will be a list of all your accounts for you to select before you enter your PIN.


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