Founded in 1989, Heritage Bank Nigeria Plc. (HB PLC), popularly known as Heritage Bank, is a leading commercial bank that provides banking and financial services to the public. The bank is licensed by the Nigerian banking regulator – The Central Bank of Nigeria – with a National Operating License.
Heritage Bank was originally founded by late Dr Olusola Saraki in the late 1980s as Societe Generale Bank Nigeria (SGBN). The bank was once shut down by the Central Bank for not measuring up to new minimum capital requirements of 25 billion Naira (US$155 million) for a National Bank, leading the bank to drag the CBN to court. In the long run, SGBN won and was re-issued SGBN’s banking license as a regional bank in December 2012.
Following the landmark victory, SGBN re-branded as Heritage Banking Company Limited and later reopened for business on March 4, 2013, under the new name. Ever since then, the bank has continued to grow from one level of success to the other. On 27 January 2015, the bank recorded another massive growth when the Asset Management Corporation of Nigeria (AMCON) officially transferred ownership of Enterprise Bank Ltd to it.
Heritage Bank Nigeria Internet Banking
Internet banking on Heritage Bank Nigeria comes in two packages. They include the Personal Internet Banking, popularly known as HB Online and the Corporate Internet Banking, which is also called HeritagePay.
HB Online provides customers with the opportunity to conveniently execute user-friendly transactions with their phones. The following transactions can be carried out on the HB Online platform.
- Managing multiple accounts
- SMS Banking Subscription
- Payment of bills
- Cheque Book Requests
- Transfer of funds across all Nigerian Banks via NIBSS
- Instant Pay and Quickteller
- Viewing of account information
- Transfer of funds within Heritage Bank
- SMS and Email Alert Subscription
- Airtime Purchase
- Debit Card Requests
The HeritagePay is basically designed for Corporate Organizations and Government Agencies. With the Corporate Internet banking package, they can automatically make payments to third parties and also handle payments of salaries right from the comfort of their offices.
The package features FX sales, statement download, and financial analysis tool.
With Heritage Bank Mobile transfer code, customers do a whole lot of things from the comfort of their home without visiting the banking hall. All you need to maximize the platform is to have a funded account, get yourself a cell phone and an internet enabled device.
Heritage Bank Mobile Transfer Code can be used to transfer money from Heritage Bank to other local banks, send money to friends and family, purchase airtime, check your account balance, pay for bills, goods, and services, and also receive money.
To use the transfer platform, you need to register your mobile number with the bank. The Registration of phone number is strictly for people using a different number from the one they used when they created an account with the bank. But if you are using the number you registered with the bank the day you opened an account with them, you don’t need to register again. This is because it has been automatically activated for Heritage Bank Mobile Money Transfer.
To transfer money from Heritage Bank Account to other Nigerian Banks:
- Dial *322*030*Account Number*Amount# on your phone. For example: *322*030*0065127893*20000#
- Follow the on-screen command to complete the transaction.
- If your transaction is successful, Heritage Bank will send you an SMS notifying you the money has been transferred.
To Check Your Heritage Bank Account Balance:
- Dial *322*030#
- Follow the on-screen instruction and your account balance will be shown on your phone.
To Buy Airtime:
- Dial *322*030*AMOUNT# for yourself
- *322*030*phonenumber*amount# for third-party
Heritage Bank Branches
Heritage Bank Nigeria is headquartered in Lagos, Nigeria. The bank boasts 48 automated banking centres in all states of the federation, including the Federal Capital Territory (FCT) and 162 branches.
Offices of the leading Nigerian bank can be found in the following states.
- Abuja FCT
- Adamawa State
- Akwa Ibom State
- Anambra State
- Bauchi State
- Bayelsa State
- Benue State
- Borno State
- Cross River State
- Delta State
- Ebonyi State
- Edo State
- Ekiti State
- Enugu State
- Gombe State
- Imo State
- Jigawa State
- Kaduna State
- Kano State
- Katsina State
- Kebbi State
- Kogi State
- Kwara State
- Lagos State
- Nasarawa State
- Niger State
- Ogun State
- Ondo State
- Osun State
- Oyo State
- Plateau State
- Rivers State
- Sokoto State
- Taraba State
- Zamfara State