Every GTBank USSD Code for Mobile Banking and What They Are Used For

The GTBank USSD code for mobile banking, *737#, is a simple and efficient solution for managing your banking needs on the go. This code allows you to perform a wide range of transactions such as funds transfer, airtime recharge, checking account balance, bill payments, and more, all from your mobile phone without internet access. Each GTBank USSD command is tailored for specific banking tasks.

GTBank is one of the leading financial institutions in Nigeria. It has grown to become one of the most reputable banks among other commercial banks in the country today. One of the strategies adopted by the financial institution in making it a big-time player in the financial industry as well as making banking easy for its esteem customers is the introduction of the GTBank USSD code which exists for almost every type of banking transaction. This runs 24/7 and enables customers to perform banking transactions at any time of the day anywhere they are.

With the advent of technological breakthroughs in the banking sector in this 21st century, GTB has been able to key in successfully, making banking evolve from a cumbersome time-consuming activity into a super convenient activity, as customers can now bank right from the comfort of their homes. In this article, you will find out more about the GTBank USSD code from how it works to how to register it and all the types of transactions that can be done with it.

GTBank USSD Codes and Their Uses

1 Data Purchase *737*4# Free
2 Account Opening *737*0# Free
3 Transfers (GTBank) *737*1*Amount*Nuban# N20
4 Transfers (Other Banks) *737*2*Amount*Nuban# N80
5 Airtime (Self) *737*Amount# Free
6 Airtime (3rd Party) *737*Amount*PhoneNo# Free
7 Fast Track Deposit *737*48*Amount*Nuban# N20
8 Cardless Withdrawal *737*3*Amount# N50
9 Check Account Balance/Account No/ BVN *737*6*1# N10
10 Loan Balance *737*6*2# N10
11 Card Status *737*6*3# N10
12 Generate OTP *737*7# Free
13 StarTimes Subscription *737*37*Amount*SmartcardNo# N100
14 Generate OTP *737*7# Free
15 Card Status *737*6*3# N10
16 Salary Advance *737*8*2# N20
17 Cheque Book Status *737*6*4# Free
18 Give *737*32*Amount*Church Code# Free
19 Edu *737*31*Amount*School Code# Free
20 Swift Network Subscription *737*50*Amount*4# N100



Requirements for Activating the GTB USSD Code

USSD, which stands for unstructured supplementary service data (USSD), is a modern technology tool developed by commercial banks for instant banking transactions using any GSM mobile device anywhere and at any time of the day. It is a 24-hour service. The GTBank USSD code is *737# and this can be used for several transactions. For any GTBank customer to successfully activate the USSD code, the customer would need to ensure he/she has these requirements:

  • GTBank account
  • Phone number used in opening the GTBank account
  • A GSM phone (both Android and Non-Andriod can be used)

How to Register the GTBank USSD Code

Before you use the USSD code, you need to register it first. This means that you need to link the code with your GTBank account to be able to carry out transactions with it. Registering the GTB USSD code is very easy. All you need to do is follow the steps listed below:

  • Dial *737# (using the phone number linked to your account)
  • You will receive a menu. Select option 5
  • Follow the prompt and enter the last 6 digits on your ATM card
  • Also, follow the prompt to create a 4 digit pin and confirm the pin again
  • You will receive an SMS to confirm your registration if successful
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Completion of this procedure means you have successfully registered the code and can use it for any transaction.

How To Reset The USSD Code Pin

In the case that a customer may wish to reset the pin for security reasons, there is another step-by-step approach to it. Simply follow this guide:

  • Dial *737*5#
  • Select the option Reset PIN
  • Enter the old PIN
  • It will give a prompt to create a new PIN and confirm the new Pin

It is important to note that in the case that a customer forgets his/pin for USSD code transfer, such customer must visit the nearest GTBank around you and file the complaint to the customer care unit of the bank, and the customer care unit will address your complaints.

How To Transfer Funds with GTBank USSD Code 

The transfer of funds from one account to another is one of the many features that the USSD code serves. Follow these steps to transfer money from your GTBank account to another bank.

  • Dial *737#
  • Select (5) Transf-Others
  • Enter amount
  • Enter the recipient’s account number
  • Select Bank
  • authenticate the transaction by entering your transfer pin

You will get a message that says your transfer was successful. To transfer money from your GTBank account to another GTBank account, use the following steps

  • Dial *737*1*Amount*NUBAN account number#, example *737#1*5000*0123456789#
  • Enter your pin to authenticate the transaction

The GTBank USSD code is *737#. This code can work on both Andriod and Non-Android phones, and it does not require any internet connection to transact. Nevertheless, some transactions done using the GTB USSD code are free while others may attract small charges; it all depends on the type of transaction to be done.

Transaction Limits of the USSD Code

In as much as the GTBank USSD codes allow customers to make transfers, there is a limit on the amount set for such transactions. Therefore, customers ought to know the threshold of transfers to be done.

With the GTBank USSD code *737#, the transaction limits should be between the range of  NGN 1,000 and NGN 20,000 daily. To transfer funds above NGN20,000, you would need to provide the last 6 digits on your ATM card for such transactions to be successful.

How to Reactivate Your GTBank Account Using the USSD Code

As said earlier, the GTBank mobile USSD code has made banking so convenient to the point that you can reactivate your GTBank account using the USSD code. The following steps will help you reactivate your account with the USSD code.

  • Using your mobile phone with the number linked to your account, dial *737*11#
  • Enter your Bank Verification Number (BVN)
  • To be sure that the reactivation is successful, try and perform a little transaction like buying airtime from your balance. You can deposit a small amount of money in your account to confirm that the reactivation was successful.

The introduction of the GTBank USSD code has made banking transactions easier and more swift, as you can conduct several transactions using your mobile phone without visiting the banking hall. It is also available any time since it runs for 24 hours every day. Don’t hesitate to register your GTBank USSD code to enjoy all the transaction packages it offers.


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